Changes to Scratchpad between r44 and r80

   1. Test1.0
   11. Test2.0
   111. `Test3.0`
   11. Test2.1
If you have to pay someone `''X''%` of principal `''Y''`, the total amount needed to pay is `''Total'' = ''Y'' / (1 - (''X'' / 100))`

Legend

     Only in r44
     Only in r80
     -->      Modified slightly between r44 and r80